Liquidity for every wallet

Let your users buy and sell Bitcoin instantly while Escher handles user onboarding, KYC, and compliance so that you don't have to.

Why wallet developers integrate with Escher

Streamlined onboarding with Escher-provided KYC
  • Zero fees

    For open source wallets, there are no additional fees at any time for buying or selling BTC.

  • Superior pricing

    Since Escher has direct access to Iterative Capital's OTC trading desk, we can offer wholesale pricing with a small spread on top that will be priced competitively for your users.

  • 7% revenue share

    For the spread that Escher takes on transactions we share 7% of that revenue with the wallet developer for each transaction.

  • Instant transfer

    USD is sent between Escher and the user's banking account instantly through Zelle so we can instantly send BTC to the user, which will be available for immediate withdrawal.

  • Higher limits

    For instant Zelle transfers, we can offer limits up to $2000 per user per day (varies by bank). For anything over that amount, we use a Turbo ACH function that is sent typically in 1-2 days, and can be sent for practically unlimited amounts.

  • Non-custodial

    Escher never holds private keys to your users' bitcoin and never holds a bitcoin balance on behalf of the user. All bitcoin is sent directly to a user-controlled Bitcoin wallet address or lightning invoice.

Industry-leading security

Our proprietary software library connects to your user's bank account without sensitive information ever leaving their device

  • Login with your online banking credentials

  • Compatible with your bank’s multi-factor authentication

  • Your financial data stays on your device’s encrypted keychain

  • Escher does not store your credentials anywhere

  • 100% PCI-compliant

Feature comparison

Escher Hub

Description

Buy or sell Bitcoin in Escher Hub and deliver to any Bitcoin wallet or Lightning channel--instantly.

Advantages

Get liquidity up and running quickly

Interface for onboarding

In Escher Hub

Interface for buying and selling

In Escher Hub

Target audience

  • Open source wallets

  • Small startups

  • Prototypes

Requires proprietary code integration

No, Partner app can stay FOSS

Integration effort for Partner engineers

Low

Support for non-custodial and custodial wallets

Yes

Revenue share for partner

7%

Money movement fee, paid by end user on each transaction

No fee

KYC Required

  • Name

  • Email

  • Phone

  • ID + State + Country

Escher SDK

Description

Buy and sell BTC:USD from within your app or service - less friction for your users, will never leave your App.

Advantages

  • White-label the whole buy/sell flow inside your app

  • Design your own custom buy/sell flows

Interface for onboarding

In your app

Interface for buying and selling

In your app

Target audience

Growth-stage companies

Requires proprietary code integration

Yes, Partner app requires implementation of proprietary libraries within Your App

Integration effort for Partner engineers

Medium

Support for non-custodial and custodial wallets

Yes

Revenue share for partner

None

Money movement fee, paid by end user on each transaction

2%

KYC Required

  • Name

  • Email

  • Phone

  • ID + State + Country

  • Escher Hub

  • Escher SDK

  • Description

  • Buy or sell Bitcoin in Escher Hub and deliver to any Bitcoin wallet or Lightning channel--instantly.

  • Buy and sell BTC:USD from within your app or service - less friction for your users, will never leave your App

  • Advantages

  • Get liquidity up and running quickly

    • White-label the whole buy/sell flow inside your app

    • Design your own custom buy/sell flows

  • Interface for onboarding

  • In Escher Hub

  • In your app

  • Interface for buying and selling

  • In Escher Hub

  • In your app

  • Target audience

    • Open source wallets

    • Small startups

    • Prototypes

  • Growth-stage companies

  • Requires proprietary code integration

  • No, Partner app can stay FOSS

  • Yes, Partner app requires implementation of proprietary libraries within Your App

  • Integration effort for Partner engineers

  • Low

  • Medium

  • Support for non-custodial and custodial wallets

  • Yes

  • Yes

  • Revenue share for partner

  • 7%

  • None

  • Money movement fee, paid by end user on each transaction

  • No fee

  • 2%

  • KYC required

    • Name

    • Email

    • Phone

    • ID + State + Country

    • Name

    • Email

    • Phone

    • ID + State + Country

Check out our SDK technical documentation for more information.

The Escher SDK is comprised of two components:

Onboarding API
BTC Liquidity API
USD Money movement rail

SDK Available for IOS and Android

Coming soon for Mac OSX, Windows and Linx. Check the documentation for details

Read the documentation

Want something lighter weight?

Directly from your App

Deep link to our Escher and send us the following:

  • BTC wallet address or Lightning invoice for deposit
  • Transaction amount in USD or BTC (this can also be achieved directly in Escher Hub if you prefer)
  • Unique identifier that ties your user to an Escher Hub user

Enhance the experience

within Escher Hub by joining our App Directory:

  • Any logo / branding you'd like to display
  • A brief description of the wallet, which we will use within Escher Hub to promote the wallet
  • Your wallet appears in the Hub as a deposit destination

Want to get involved?

Fill out our form to let us know how you’d like to get involved.

Sign up now

Features and Roadmap

Features

  1. Buy BTC with USD

  2. Pay lightning invoice with USD

  3. Sell BTC into USD

  4. Recurring buy/sell

  5. Remittance

Regional availability

  • Now available for US customers

    Coming soon for EU and South American customers

States of Operation

  • Alabama
  • Alaska
  • American Samoa
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • District of Columbia
  • Delaware
  • Florida
  • Georgia
  • Guam
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Northern Mariana Islands
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • U.S. Virgin Islands
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Supported banks

  • Bank of America

  • Citibank

  • Chase

  • Wells Fargo

  • Truist

  • HSBC

  • Frost

  • Capital One

  • SunTrust Bank

  • Fifth-Third

  • Keybank

  • Ally

  • Regions Bank

  • US Bancorp

  • TD Bank

  • PNC

  •  

    More US Banks Coming Soon

Available platforms

  • iOS

  • Android

  • Mac OS X

    Download

  • Windows

    Download

  • Linux

    Download

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